Ownership
Car Running Cost Calculator
See the real annual, monthly and per-mile cost of owning and operating a vehicle.
Reviewed September 8, 2026
Enter your numbers
Calculate your estimate
Your estimate
Total annual cost$9,378.57
Monthly equivalent$781.55
Cost per mile78.2¢
Annual gas cost$1,478.57
Non-fuel costs$7,900.00
Estimate only — actual figures may vary.
Quick answer
Estimate the full annual cost of ownership
This calculator combines fuel, registration, insurance, service, tires and depreciation to show annual, monthly and per-mile ownership cost.
The method
The complete annual picture
US-gallon fuel cost, registration, insurance, maintenance, tires and depreciation are combined into annual, monthly and per-mile estimates.
Use your renewal and service figures.
Depreciation is often the largest cost.
Unexpected repairs are not predictable.
Running costs questions
Why include depreciation?
Depreciation is often one of the largest ownership costs, even though it is not a monthly bill.
What costs are not included?
Unexpected repairs, parking, tolls, tickets and finance principal payments are not included unless you add them separately.