Financing
Auto Loan Calculator
Estimate payments for a standard fixed-rate auto loan used to buy a vehicle.
Reviewed September 8, 2026
Enter your numbers
Calculate your estimate
Your estimate
Monthly payment$665.71
Amount financed$33,700.00
Total finance cost$6,242.69
Total amount paid$43,942.69
Estimate only — actual figures may vary.
Quick answer
Turn price and APR into a monthly payment
This calculator models a standard fixed-rate auto loan and shows the estimated payment, interest cost and total amount paid.
The method
How the auto-loan estimate works
The calculator models a fixed-rate, reducing-balance auto loan with equal monthly payments.
Your actual APR may differ.
Extra principal payments may reduce interest.
Ask the lender for an exact payoff quote.
Auto loan questions
How is the auto-loan payment calculated?
It uses a reducing-balance loan formula with the amount financed, APR and number of monthly payments.
Can extra payments reduce the result?
The current estimate assumes scheduled monthly payments only. Extra principal payments may reduce interest and payoff time.